Emergency Fund Calculator

Free result — no account.

Formula

Target = monthly expenses × months of buffer.

Worked example

$3,000/month × 6 = $18,000 target.

Monthly expenses ($) Months of buffer

Source & last checked

Common personal-finance rule of thumb

Last checked: 2026-09-25

FAQ

Is this exact?

No — estimates only. Verify official sources.

Do you store my numbers?

No — it runs in your browser.

Can I embed this?

Yes — use the embed box below.

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